Senior Credit Risk Officer in T

Vor 2 Tagen


Genf, Schweiz FICOBA SA Vollzeit
Senior Credit Risk Officer in T & C Finance

- Performs an in-depth analysis on the credit applications submitted by account management, including financial analysis, business risk, structure risk, country risk, etc.

- Pro-actively shares the risk appetite with the account management function to maintain a common risk culture, including providing guidance on the structuring of the facilities (covenants, tenors).

- Maintains an active dialogue with account management, Head-Office Risk management and local senior management on portfolio management, client development (join client meetings) and upcoming proposals.

- Provides a written credit opinion during the credit application process to local and/or global decision makers highlighting in the advice the key risks, mitigants and suggestions to improve the request.

- Ensures the quality and consistency of the credit applications and checks the compliance of the application versus credit policies.

- Can hold an alternate decision mandate for transactions and applications.

- Reviews legal documentation in consultation with Legal Team, ensures the post-approval follow-up (conditions/limit adjustments) and reviews/approves the risk ratings.

- Participates in projects (internal, regulatory) and deliverables (reporting, audits).

Qualifications and competencies:

- Masters degree in accounting, finance, econom(etr)ics, international business. CFA preferred.

- At least 8 years of banking experience with at least 5 years in a credit risk or similar function (like lending analyst or Trade & Commodity Finance account management).

- Strong knowledge of corporate banking concepts, loan documentation and credit analysis.

- Good knowledge of trade finance, borrowing base structures, payment and cash management, financial markets and lending products.

- Very high degree of integrity.

- Ability to work under pressure and within tight deadlines.

- Strong analytical and critical thinking skills.

- Enthusiastic team-player who listens and contributes to the success of others.

- Ability to build effective relationships with stakeholders (account management, head-office).

- Displays seniority and persuasiveness.

- Fluent in English, and preferably French.

Seniority level

Associate

Employment type

Full-time

Job function

Finance

Industries

Investment Banking, Securities and Commodity Exchanges, and Financial Services

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