Credit Advisor

Being part of HSBC in Switzerland, you’ll help evolve and grow our business.

Credit Advisor is a client-facing role whose main responsibility is marketing credit to RMs and clients.

Are you interested? Do you have previous professional experience in credit/Lombard lending? Do you enjoy being part of a cohesive team?

If you answered yes to any of these questions, we want to hear from you

What you will do:

• Identifying, structuring, negotiating, and underwriting new credit opportunities.
• Managing existing portfolios, developing appropriate recommendations for credit approval, ensuring compliance with documented covenants and financial reporting requirements.
• Reviewing credit limits and monitoring collateral while balancing portfolio’s risk-return.

In this role you will:

• Establish and maintain an excellent working relationship with Relationship Managers and colleagues across the Group. Liaise with internal and external clients to ensure that their expectations are met in a timely manner.
• Develop and implement credit product marketing strategies, consistent with providing sound financial private banking advice and management of risk.
• Underwrite all credit applications and annual reviews on a timely basis.
• Monitor and manage portfolio risk and meet the KRI standards.
• Quickly assess and understand changes in client preferences, client appetite, as well as industry and competitor dynamics vis-à-vis credit products and solutions.

Requirements:

• Previous professional experience in credit/Lombard lending.
• Experience in credit analytics, portfolio, and risk management.
• University degree is preferred.
• Proven sales skills and understanding of what drives new business.
• Strong interpersonal skills.
• High-quality collaboration skills in a team-oriented environment.
• Ability to meet deadlines and manage relationship manager and client expectations.
• Excellent oral and written communication skills.
• Exceptional presentation skills.
• Due to immigration restrictions in Switzerland, we can only consider applications from Swiss or EU citizens or candidates holding a valid Swiss work permit.

Even if you feel you do not meet 100% of our qualifications, we encourage you to apply if you believe this role is right for you.

What you’ll get in return:

• Career progression opportunities, including access to development programmes, mentoring and coaching, as well as world-class training through HSBC University.
• Flexible working arrangements.

Our benefits will give you financial security, and can include:

• Health & meal allowance, public transport or (e-)bike allowance.
• Family-focused benefits including days off for key events (weddings, moving house, adoption).
• Emergency Childcare with the Red Cross, free of charge for HSBC employees.
• Purchased holidays scheme, unpaid leave, sabbatical, Volunteering Leave.
• Accident insurance (private coverage) paid by the Employer.
• Resources that support your mental, physical and social well-being.
• Opportunities to work internationally.

At HSBC, our purpose is opening up a world of opportunity, and by joining our team, you can be part of something bigger. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible.

HSBC is committed to being an inclusive employer and encourages applications from all suitably qualified applicants irrespective of ethnicity, religion, age, physical or mental disability, marital status, sexual orientation, gender identity, and any other characteristic protected by local law.

HSBC is a signatory company of the Advance Charter, a commitment towards gender equality in business.

Being open to different points of view is important for our business and the communities we serve. We’re dedicated to creating diverse and inclusive workplaces.

If you have a need that requires accommodations or changes during the recruitment process, please let us know.