Senior Credit Risk Professional

vor 2 Wochen


Zürich, Zürich, Schweiz ING Vollzeit
Job Description:

ING is a leading universal bank with operations across various continents and countries. We are currently seeking a Senior Credit Risk Officer to join our Credit Risk team in Switzerland.

The successful candidate will be responsible for performing in-depth credit analyses on loan applications, providing risk assessments, and maintaining a strong relationship with our account management team. Additionally, the role will involve reviewing legal documentation, ensuring compliance with our credit policies, and participating in various projects and initiatives.

Key Responsibilities:

  • Conduct thorough credit analyses on loan applications, including financial analysis, business risk assessment, and risk mitigation strategies.
  • Provide risk assessments and recommendations to account management, ensuring a balanced risk approach.
  • Maintain a strong relationship with account management, providing guidance on structuring facilities and maintaining a common risk culture.
  • Review legal documentation, ensuring compliance with our credit policies and ensuring post-approval follow-up.
  • Participate in various projects and initiatives, including regulatory requirements and reporting.

Requirements:

  • Masters degree in accounting, finance, economics, or international business, with a preference for CFA certification.
  • At least 8 years of banking experience, with at least 5 years in a credit risk or similar function.
  • Strong knowledge of corporate banking concepts, loan documentation, and credit analysis.
  • Good knowledge of trade finance, payment and cash management, debt capital markets, financial markets, and lending products.
  • Very high degree of integrity, analytical and critical thinking skills, and ability to work under pressure.


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