Senior Credit Officer Lombard

Vor 3 Tagen


Zürich, Schweiz TN Switzerland Vollzeit

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Finance

Job Reference:

d84c587fe07c

Job Views:

9

Posted:

21.01.2025

Expiry Date:

07.03.2025

Job Description:

Your role

As a Senior Credit Officer Lombard at Bank J. Safra Sarasin, you will work closely with a Lombard team of highly competent and experienced specialists to structure new transactions, manage a substantial portfolio of Lombard limits, and provide high-quality work as an experienced, committed, and dynamic professional, both as a business enabler and credit risk manager.

Your responsibilities

  • Management of Lombard credits and Structured Lombard credit transactions, advisory to Relationship Managers, Department and Regional Heads, risk-appropriate credit analyses based on the Bank’s Credit Policy, credit decisions, and transaction execution.
  • Provide solutions and risk-oriented support to the sales organization, pro-actively working with Private Banking teams and key stakeholders in structuring standard and non-standard credit proposals.
  • Propose credit transactions to the relevant authority level and execute approved transactions, including documentation and perfection of security.
  • Processing periodic credit reviews, credit limit requests, and portfolio overviews.
  • Provide ongoing support to Management regarding the identification and management of credit risks using a holistic approach; support in structuring new credit products, drafting policies and guidelines, and project management.
  • Promote an integrated team and share knowledge, experience, and best practices.
  • Promote a strong risk culture within the Bank and improve coordination and communication with the national & international network of the Bank.
  • This is an office-based role.

Your profile

  • Higher education in either Banking, Business, or Finance; any additional education in the Credit area is a plus.
  • 10+ years of practical experience in the field of Lombard credit, credit risk, Lombard structuring, or Lombard advisory, preferably in a private bank.
  • Excellent Microsoft Office skills; knowledge in Avaloq is a plus.
  • Strong analytical and technical skills combined with an ability to apply these in a practical and balanced manner.
  • Well-organized self-starter with the ability to work independently and efficiently.
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