Senior Risk Analyst

We are looking for a highly experienced and motivated Senior Risk Analyst to join our dynamic Risk Management team at TradeXBank AG in Zurich. As a Senior Risk Analyst, you will play a crucial role in shaping the future of TradeXBank AG. This is an ideal time to join our team, as you will have the opportunity to make a significant impact and be part of our exciting journey towards reestablishing TradeXBank AG as a leading player in the CTF industry.

You will be assuming the role as second line of defence, independently reviewing and assessing credit applications related to commodity trade finance clients and related transactions, ensuring adherence to established underwriting guidelines and policies. This comprises a range of tasks, including:

• Risk Assessment: Perform comprehensive risk analysis, including evaluating the financial health and stability of commodity traders. Prepare risk recommendations to advise credit committee on credit requests based on risk assessments, financial analysis, the bank's risk tolerance and the internal guidelines and credit policies
• Transaction Structuring: Provide advice and analyze and determine appropriate transaction structures for commodity trade finance deals
• Portfolio Monitoring: Monitor the performance and credit quality of the commodity trade finance portfolio, incl. periodic reviews
• Fostering Best Practices and Training: Act as a mentor and coach to less experienced team members involved in transactions and credit files, providing guidance and, sharing knowledge

• Hold a university degree in Finance, Economics, Management, supplemented by a demonstrated commitment to ongoing professional skills enhancement or equivalent
• At least 10 years professional experience in a financial institution with minimum 5 years as Risk analyst
• Deep Expertise in Commodity Trade Finance: Have extensive practical experience and in-depth knowledge of the intricate workings of Commodity Trade Finance. Demonstrated ability to perform meticulous risk assessments of CTF clients and transactions, considering market risks, counterparty risks, commodity price volatility, collateral quality, and transaction structure risks.
• Possess strong financial analysis skills, enabling the assessment of financial statements and cash flow projections, and an understanding of commodity market trends
• Display a proactive, mature, and reliable personality, consistently demonstrating self-initiative and a drive for innovative solutions
• Exhibit excellent communication and presentation abilities, effectively conveying complex information to diverse stakeholders
• Capable of thinking creatively and objective while. exhibiting efficiency and effectiveness despite demanding workloads and time pressure
• Ability to work under pressure, manage own goals and goals of the Risk department, set priorities accordingly and deliver top quality in time
• Dedicated and responsible personality, strong leader and at the same time a real team player
• Independent, solution-oriented, structured, well organized, persistent, persevering
• Swiss/EU citizen (mandatory), fluent in German and English (corporate language). French would be a plus

• Dynamic, performance driven and international team of 9 people covering all aspects of Risk Management; focus on excellence, productivity, and achieving results while maintaining a supportive and empathetic approach among team member
• Good team spirit and working as a strong and close team; strong support among team members, fostering a positive and harmonious working environment. Team members openly share ideas, feedback, and information, promoting transparency and trust
• Open communication, transparency, and constructive feedback are encouraged and valued
• Close exchange and collaboration with all teams and top management of the Bank
• Next to the day to day tasks, the team is involved in various projects for the benefit of the Bank

• Competitive salary and benefits package, reflecting your skills, experience and contributions
• Attractive pension scheme and comprehensive health insurance coverage
• Flexible working hours and possibility for remote work
• Opportunity for professional development and growth
• Dynamic and collaborative work environment
• The chance to play a key role in the continued success of the Bank