Credit Officer
vor 3 Wochen
Overview of Role
A role for an experienced credit officer working in an established team of credit specialists based in Zurich. The role will include structuring, processing and monitoring of Lombard loans and other lending products (bank guarantees, contingent liabilities, derivative transactions) for the Group’s (ultra) high net worth client base. The candidate will also provide support on various ad-hoc projects and reporting obligations and must be motivated by working in a small team and within a private banking environment where personal interactions matter. We aim to fill this position on grade Associate or Vice President depending on the level of experience of the successful candidate.
Responsibilities
- Analysing and structuring loans in accordance with the Group’s standard lending parameters or on a bespoke basis for more complex cases
- Liaising with and supporting the front office in relation to client lending queries
- Monitoring existing loans and performing annual reviews in accordance with policy
- Carefully analysing and checking credit orders in Avaloq
- Performing the daily credit monitoring for all types of different credit transactions such as loans, guarantees, contingent liabilities and the margining for derivative transactions
- Following and maintaining the credit policy and apply collateral shortfalls, margin calls and liquidation events and actively manage the collateral situation of our lending clients
- Preparing standard and complex credit applications for the approval of the respective credit committees and liaising with the front office teams as well as with other departments such as legal and compliance and investments
- Overseeing the documentation process for new loans and amendments to existing loans with input from the legal department and external lawyers as required
- Preparing regular in-depth credit analysis to build the basis for comprehensive management reports
- Preparing power point presentations for the monthly and quarterly reporting period
- Supporting the team with project work related to credit topics and over time, taking over the lead for such projects
- Working with the team to process bank guarantees for wealthy clients and to monitor these exposures accordingly
- Assist with structuring and developing the business of loans secured by pledges over (life) insurance policies including the documentation processes
- Proactively liaising and communicating with client advisers and actively build a network within the bank and the larger group
Education and Qualifications
- Bank apprenticeship and/or Bachelor in Banking and Finance
- At least 5 years of relevant experience within the credit department of a Swiss bank including experience in Lombard lending
Experience, Skills and Competencies Required
- Knowledge and interest in financial markets
- Fluent in German and English (Written and oral). Any other languages are considered a plus
- Advanced knowledge of Microsoft office products (focus on Excel and PPT). VBA knowledge is a plus
- Experience of lending secured by (life) insurance and universal life insurance business and/or in the set-up of pledges over such policies is a plus
- Experience of lending into foreign jurisdictions and knowing specific foreign financial regulations and consumer protection laws applicable for the lending business is a plus
- Avaloq user experience counts as an additional asset
- Strong communication and interpersonal skills
- Ability to negotiate, argue and defend a standpoint
- Strong analytical skills and capable of multitasking also under time pressure
- A good team player with a cooperative and solution-oriented personality
- Efficient and structured way of working
- Proactive attitude with the ability to demonstrate initiative, attention to detail and reliability
Benefits
- Rothschild & Co is committed to safeguarding and enhancing the health and wellbeing of all its employees. To support this, Rothschild & Co provides all employees with a range of healthcare services and benefits that aim to support their overall wellbeing
- We are conducive to creating a working environment and culture where people can succeed
- We provide a variety of inhouse trainings, as well as tuition assistance for further education and training courses
- Everyone can choose to incorporate agile working principles into their working week
- Over the recent months we have learned a great deal about the adaptability, commitment and resilience of our people. We believe there are opportunities for all of us to enhance our working lives and outcomes, by applying a more flexible approach to where and when we work and up to 40% of your work time can be performed from home
If you are curious to learn more about us and have valuable experiences in a similar role, then please submit your CV and Cover Letter through our recruitment tool.
-
Credit Officer
vor 4 Wochen
Zürich, Schweiz Rothschild & Co Bank AG VollzeitOverview of RoleA role for an experienced credit officer working in an established team of credit specialists based in Zurich. The role will include structuring, processing and monitoring of Lombard loans and other lending products (bank guarantees, contingent liabilities, derivative transactions) for the Group’s (ultra) high net worth client base. The...
-
Credit Officer
Vor 5 Tagen
Zürich, Zürich, Schweiz Rothschild & Co Bank AG VollzeitOverview of RoleA role for an experienced credit officer working in an established team of credit specialists based in Zurich. The role will include structuring, processing and monitoring of Lombard loans and other lending products (bank guarantees, contingent liabilities, derivative transactions) for the Group's (ultra) high net worth client base. The...
-
Credit Officer
vor 3 Wochen
Zürich, Schweiz Rothschild & Co Bank AG VollzeitOverview of RoleA role for an experienced credit officer working in an established team of credit specialists based in Zurich. The role will include structuring, processing and monitoring of Lombard loans and other lending products (bank guarantees, contingent liabilities, derivative transactions) for the Group’s (ultra) high net worth client base. The...
-
Credit Officer
vor 4 Wochen
Zürich, Schweiz Rothschild & Co VollzeitAbout Us Rothschild & Co is a leading global financial services group with seven generations of family control and a history of over 200 years at the centre of the world's financial markets. Our expertise, intellectual capital and global network enable us to provide a distinct perspective that makes a meaningful difference to our clients, communities...
-
Credit Officer
vor 3 Wochen
Zürich, Schweiz Rothschild & Co VollzeitAbout Us Rothschild & Co is a leading global financial services group with seven generations of family control and a history of over 200 years at the centre of the world's financial markets. Our expertise, intellectual capital and global network enable us to provide a distinct perspective that makes a meaningful difference to our clients, communities...
-
Credit Officer
Vor 5 Tagen
Zürich, Zürich, Schweiz Rothschild & Co VollzeitAbout Us Rothschild & Co is a leading global financial services group with seven generations of family control and a history of over 200 years at the centre of the world's financial markets. Our expertise, intellectual capital and global network enable us to provide a distinct perspective that makes a meaningful difference to our clients, communities...
-
Senior Credit Officer Lombard
Vor 5 Tagen
Zürich, Zürich, Schweiz J Safra Sarasin VollzeitYour roleAs a Senior Credit Officer Lombard at Bank J. Safra Sarasin, you collaborate closely with a team of highly skilled specialists in Lombard. Your role involves structuring new transactions and managing a significant portfolio of Lombard limits. You provide high-quality work as an experienced, committed, and dynamic professional who serves as a...
-
Senior Credit Officer Lombard
Vor 5 Tagen
Zürich, Zürich, Schweiz Avance Consulting GmbH VollzeitYour responsibilities Management of Lombard credits and Structured Lombard credit transactions, advisory to Relationship Managers, Department and Regional Heads, risk-appropriate credit analyses based on the Bank's Credit Policy, credit decisions and transaction execution Provide solutions and risk oriented support to sales organization, pro-actively working...
-
Senior Credit Officer Lombard
Vor 5 Tagen
Zürich, Zürich, Schweiz Bank J. Safra Sarasin AG VollzeitSenior Credit Officer Lombard (Ref. 2553) About us As a leading sustainable private bank, we offer dynamic and personalized services in investment advisory and asset management for private and institutional clients. Our success depends on the enthusiasm and commitment of our employees and we value each person with their unique technical expertise,...
-
Zürich, Zürich, Schweiz Credit Suisse VollzeitYour field of responsibilityJoin us in a Client Portfolio Manager, a prominent role within the Credit Investments Group within Credit Suisse Asset Management ("CSAM") with a focus on client servicing.A strategic opportunity to collaborate with the rest of the Client Portfolio Management Team in positioning CIG's non-investment grade credit portfolios with...
-
Senior Credit Officer Lombard
Vor 5 Tagen
Zürich, Zürich, Schweiz Jobcloud VollzeitAbout our companyBeing a prominent sustainable private bank, we provide personalized and dynamic services in investment advisory and asset management for both private and institutional clients. Our long-standing presence for more than 180 years across 27 global locations underscores our commitment to excellence. At the core of our success are dedicated...
-
Senior Credit Risk Officer
vor 2 Wochen
Zürich, Schweiz ING VollzeitING is a world-leading universal bank with activities performed out of a range of continents and countries, one of them being Switzerland. ING Switzerland is currently looking for a Senior Credit Risk Officer to re-enforce its Credit Risk team. ING Switzerland has been a fast growing franchise serving a range of clients; mainly in the Trade and Commodity...
-
Senior Credit Risk Officer
Vor 5 Tagen
Zürich, Zürich, Schweiz ING VollzeitING is a world-leading universal bank with activities performed out of a range of continents and countries, one of them being Switzerland. ING Switzerland is currently looking for a Senior Credit Risk Officer to re-enforce its Credit Risk team. ING Switzerland has been a fast growing franchise serving a range of clients; mainly in the Trade and Commodity...
-
Senior Credit Officer Lombard
vor 3 Wochen
Zürich, Schweiz Bank J. Safra Sarasin AG VollzeitAbout usAs a leading sustainable private bank, we offer dynamic and personalized services in investment advisory and asset management for private and institutional clients. Our success depends on the enthusiasm and commitment of our employees and we value each person with their unique technical expertise, professional qualifications and social skills.We are...
-
Senior Credit Officer Lombard
vor 3 Wochen
Zürich, Schweiz Bank J. Safra Sarasin AG VollzeitAbout usAs a leading sustainable private bank, we offer dynamic and personalized services in investment advisory and asset management for private and institutional clients. Our success depends on the enthusiasm and commitment of our employees and we value each person with their unique technical expertise, professional qualifications and social skills.We are...
-
Senior Credit Officer, Private Banking
Vor 5 Tagen
Zürich, Zürich, Schweiz Bank J. Safra Sarasin AG VollzeitAs a leading sustainable private bank, we offer dynamic and personalized services in investment advisory and asset management for private and institutional clients. Our success depends on the enthusiasm and commitment of our employees and we value each person with their unique technical expertise, professional qualifications and social skills. As a Senior...
-
Senior Lombard Credit Officer
vor 2 Monaten
Zürich, Schweiz EFG International VollzeitWithin the Swiss Credit Risk function, the Swiss Lombard Credit Risk team is responsible for the credit risk structuring, implementation, review and management of all lombard client loans booked in CH Main responsibilities Structuring and assessment of Life Insurance Policy financing (ULIP and Wrapper) including legal documentation review. Structuring...
-
Senior Lombard Credit Officer
vor 3 Wochen
Zürich, Schweiz EFG International VollzeitWithin the Swiss Credit Risk function, the Swiss Lombard Credit Risk team is responsible for the credit risk structuring, implementation, review and management of all lombard client loans booked in CH Main responsibilities Structuring and assessment of Life Insurance Policy financing (ULIP and Wrapper) including legal documentation review. Structuring...
-
Internship - Business Enablement in Credit Risk
Vor 5 Tagen
Zürich, Zürich, Schweiz Credit Suisse Campus VollzeitOur Internship Program is open to students who want to gain practical experience in one of the various career fields at the heart of the financial services industry. Over the course of this in-depth, comprehensive program you make valuable contributions to the bank's work, develop skills, expand your knowledge and grow in confidence. You participate in...
-
Senior Credit Officer, Private Banking
vor 2 Wochen
Zürich ZH, Schweiz Bank J. Safra Sarasin AG VollzeitAs a leading sustainable private bank, we offer dynamic and personalized services in investment advisory and asset management for private and institutional clients. Our success depends on the enthusiasm and commitment of our employees and we value each person with their unique technical expertise, professional qualifications and social skills. As a Senior...
