Mortgage Advisor

At Julius Baer, we celebrate and value the individual qualities you bring, enabling you to be impactful, to be entrepreneurial, to be empowered, and to create value beyond wealth. Let’s shape the future of wealth management together.

As a Mortgage Advisor, you will play a crucial role in assisting our Julius Baer employees in Switzerland finding and applying for suitable mortgage products and services. You will be the entry-point for all mortgage-related requests of our Julius Baer staff and support them in analyzing their financial capacity, determining property values, and structuring mortgage loans for their self-used residential properties, ensuring compliance with company policies and regulatory requirements. Your goal will be to act as a trusted advisor to our internal clients, act as the 1st line of defense, and be a sparring partner to our underwriting / 2nd line of defense team. Additionally, you will be responsible for marketing the product & service internally and improving the service together with the dedicated Julius Baer employee desk team. In some circumstances and as capacity allows, you will also be involved in client situations and tasks beyond the role related to employee mortgages.

• Take-over responsibility for servicing an existing sizable Mortgage portfolio with the objective to grow it further.

• Carry out hedonic valuations of properties in Switzerland.

• Analyze financial capabilities of clients (mainly employees), structure the loans, and assess other associated risks to prepare the corresponding mortgage requests.

• Meet clients (mainly employees) and assist them through the mortgage granting processes.

• Ensure that all mortgage loans comply with banking regulations and legal requirements as described in policies in place.

• Proactively support improvements in processes & quality and market the service.

• Build and maintain strong relationships with other Credit teams, Mortgage officers, Julius Baer Real Estate Team, and Relationship managers.

• Support the JB Real Estate team in sourcing clients and mandates.

• Bachelor's degree or commercial degree (Fähigkeitszeugnis) with relevant additional education.

• Minimum of 3 - 5 years of experience in Swiss mortgage lending (preferably retail clients).

• Strong understanding of mortgage products and underwriting procedures.

• Ability to work independently and manage multiple tasks.

• Interest in Swiss real estate and knowledge and experience in mortgage financing in the French-speaking Switzerland or Ticino is considered an important asset.

• Excellent language skills (verbal and written) in German and English; French and/or Italian is a strong plus.

We are looking forward to receiving your full job application through our online application tool.